It is the intelligence of the person that either makes money, or makes more money. This is the way it has always worked, and always will. Even if one wins the lottery, this money can be squandered, or made to multiply. It is a trap the believing that "money makes money"; it is a lifeless object, which cannot possible multiply without the intelligence of a human being.
No matter how much money you have, there are things you will never have money to pay for: health and true love and friendship.
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